Under the FDCPA, you have a right to request that Credit Control Corp. Through this, you may be able to get the entry deleted due to inaccurate or incomplete information. If you fail to get a goodwill deletion on your debt, your next step is to request debt validation. is more likely to grant you a goodwill deletion if you are apologetic and sincere than if you are angry and entitled. Make sure that you are honest and polite in your letter. Tell it why you were late on payments and that you would like the entry removed.Ī common reason for requesting a goodwill deletion is that you are trying to buy a house or car and need a loan. To request a goodwill deletion, write a letter to Credit Control Corp. If the agency sees this as a one-off incident, it is more likely to remove the entry from your credit report. ![]() Securing a goodwill deletion will probably work if you have paid the debt and have an otherwise clean credit report. A goodwill deletion is when a debt collection agency deletes an entry from your credit report. If you have already paid the balance of your debt through the agency’s payment portal or by other means, you may be able to secure a goodwill deletion. If the agency fails to comply with your request, refuse to speak with them until they do. If the person on the phone starts to argue with you, tell them that they are in violation of the FDCPA and hang up. It also prevents it from using abusive language and making false promises over the phone. Communicating in writing stops an agency from contacting you too often. calls you, request that it sends all correspondence via post. This means you can specify that Credit Control Corp. The FDCPA is federal legislation preventing abuse from debt collectors, which allows customers to keep their dignity throughout the process.Ī clause in the FDCPA states that customers can request how debt collectors communicate with them. Many people dealing with debt collectors are unaware of their rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). Phone: 75, 87 (medical accounts) or 87 (cable accounts) Here is the agency’s contact information: This is well within your rights as a customer, and Credit Control Corp. The first step when dealing with any debt collection agency is to request that all communication is in writing and sent via Certified Mail. Here are the steps to remove Credit Control Corp. The only way to prevent this from impacting future loans and large purchases is to remove the collection from your credit report entirely. If the entry remains on your credit report, it will continue to impact your credit rating for up to seven years. for the debt outright is not going to help your credit score. ![]() Unfortunately, paying Credit Control Corp. relate to inaccurate debt reporting, harassment and failure to respond to debt validation requests. Most complaints against Credit Control Corp. It currently has about 25 complaints filed with the Better Business Bureau (BBB) in the last three years. is a legitimate debt collection agency, but this doesn’t make it popular among customers. It specializes in collecting debts on behalf of commercial, utility and healthcare industries. Originally founded in 1999, Credit Control Corporation, or R & B Corporation, is a medium-sized debt collection agency in Virginia. That’s why removing the entry as quickly as possible is important, so that creditors don’t deny you loans in the future. Dealing with a collection agency is not pleasant, and the presence of a collection entry on your credit report can be even worse.Ī collection account on your credit report can damage your credit score for up to seven years, even if you pay off the debt. It does this by employing several questionable tactics, such as bombarding you with phone calls or threatening you for payment. It is a company appointed by the original service provider or creditor to collect your debt, whether credit card arrears or a medical bill. If you forget to pay a bill, you may hear from a debt collection agency called Credit Control Corporation.
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